Scott Nicholson

Branch Manager

NMLS# 298536

Getting To Know Scott

My belief is that the consumer has many options with “traditional” mortgages and that the traditional mortgage client needs more help with how to structure the best loan strategy. I am constantly asking myself how I can qualify clients based on their past experiences (income/credit).

Over the past 16+ years in the mortgage banking industry I have always considered myself an educator and problem solver.

There’s not a morning that goes by that my first thought isn’t about who can I help and how can I help, while still providing value in this ever-changing market. This thought process lead me to dive head first into the renovation lending world many years ago.

I take great pride in knowing that I can provide financing for my clients on any type of property, regardless of its condition.

If they find their move-in-ready dream home, then we can plan the best strategy with a traditional mortgage to obtain that property. But, if they find a home that needs repairs and/or updates, then we can plan the best strategy to obtain that property in its “as-is” condition with one of my Renovation Loans.

The Renovation Loan offers a whole other world of options to the consumer. It really changes how they view inventory and opens their imagination with possibilities. I credit some of these changes to the many home improvement shows on TV. Now, buying a home is about location, schools, and neighborhoods vs. “Let’s just take this property, because it’s finished” or “We don’t have the cash to finish the property after buying it.”

Ready To Get Started?

My team specializes in FHA 203k Loans and other renovation loan programs. I take great pride in knowing that I can provided financing for my clients on any type of property, regardless of its condition. I'd love to hear about your real estate rehab project.

Our Mission Is A Better Mortgage Experience

LeaderOne’s mission and commitment to you is dedicated to facilitating the dream of homeownership by providing you with Five-Star Service.

We believe in earning your trust by communicating to you the information need to know, when you need to know it and by offering the right mortgage for your unique financial picture at a competitive and fair price.

Who Is LeaderOne Financial?

LeaderOne Financial Corporation is a revolution in mortgage banking. We are committed to our values of Service, Empowerment, and Accountability.

Our ownership model combines the best of both worlds; a commitment to individual empowerment with the backing of a solid, experienced, and committed team. Our customer experience is a function of our employee experience. Together, we truly can achieve more. Our belief in employee engagement doesn’t have a finish line.

A Culture Of Service, Accountability And Empowerment

We treat our customers with the same courtesy, professionalism and support with which we treat each other.


  • Service begins with how we interact internally
  • We seek out ways to make each other look good
  • We give each other the benefit of the doubt
  • We show our appreciation


  • We are all leaders
  • Everyone on the team is a ‘decision-maker’
  • We are not afraid of failure, we are concerned about inaction
  • We are proactive – we Fail Forward
  • We seek out feedback and ideas
  • We ask what we can do to help
  • We are committed to employee development
  • At the end of the day, we all have the same job description


  • We hold each other accountable for positivity
  • We look for ways to do more with less
  • We own our mistakes, and learn from them
  • It’s nobody’s fault, and it’s everyone’s responsibility

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Scott Nicholson

Branch Manager

Contact Scott 562-225-0769 Apply Online