Certified Buyer Process (s)

Your Certified Buyer Process

We’ve created a simple, streamlined process to help you confidently move from pre-approval to homeownership.


Step 1: Certified Buyer Consultation

What We Do: Understand your needs, provide loan options, and set financial expectations.

What You Do: Complete your loan application and provide the necessary documents.

What You Get:

✅ A custom loan plan built for you

✅ Clear payment and loan options

✅ Steps to get approved fast


Step 2: Certified Buyer Approval

What You Do: Review your approval details and receive your Certified Buyer Pass.

What We Do: Provide you with:

✅ A custom presentation explaining your approval & next steps

✅ A pre-approval letter (PDF for agents & sellers)

✅ Your Certified Buyer Pass (saved in Apple Wallet for easy access)

What This Means: You’re officially ready to start touring homes!


Step 3: Certified Buyer Pass

What You Do: Attend open houses and private showings with your Certified Buyer Pass.

What We Do: Ensure you have:

✅ Your Certified Buyer Pass to show listing agents

✅ Your approval letter PDF stored inside and available anytime

✅ A short video from me for the listing agent at the open house

What This Means: Sellers and agents see you as a serious, well-qualified buyer!


Step 4: Certified Buyer Offer

What You Do: Discuss your offer strategy with your agent and me.

What We Do:

✅ Generate your digital offer for the specific property

✅ Include a custom video from me explaining your strong financing position to sellers

✅ Provide an updated pre-approval letter and contact info for all parties

What This Means: Your offer stands out with trusted lender approval, giving sellers confidence!


Ready to Start?

Let’s get you certified and on the path to homeownership! Contact me today to begin your journey.

Reviews

"Scott and his team did a great job of laying out potential funding scenarios that fit our budget. In the end, we now save $300 per month on our mortgage."

michael s

"Scott is the consummate mortgage professional. His creativity to close and duty as a fiduciary are second to none. I'm so grateful to have him in my corner now and in the future, especially with how competitive talk estate is in California! Thank you, Scott, and team!"

david z

"Scott and his team at SWMC were awesome! We closed in two months on my mortgage and they were equipped to navigate a complex project in a challenging market. 5 out of 5 stars. -A"

alexi b

"Scott was hands on with our clients, very knowledgable, attentive, and assisted in getting many of our offers accepted. I would send anyone and everyone to Scott."

austin n

"Great experience, all the way"

david l

"We had a great experience working with Scott and team. They helped us navigate through the required documents and were able to get us to the finish line on our refinance. Many thanks!"

tyler f

"Very creative and super responsive. "

gregory g

"Scott is easy do deal with and explains everything in detail. "

stephen n

"Scott was very helpful and informative through the entire process. His communication and insight were second to none!"

justin d