Rate Buydown Listing - Sample

Newport Beach, CA 99999

For Sale

$875,000

+ 3 Photos

Details

4 Beds
3 Bath
Built 2020
2 Stories
3 Spaces
2800 sq ft

Description

Special Financing Incentive Available!

This home qualifies for a reduced interest rate or closing cost credit when financed through NEO Home Loans, the preferred lender. Participation is optional; buyers may use any lender of their choice. Contact listing agent or lender for details.”

• “This property is eligible for a special financing incentive through NEO Home Loans. Buyers who choose to finance their purchase with NEO Home Loans qualify for a reduced interest rate or closing cost credit.”

• “Use of NEO Home Loans is not required to purchase this home. Buyers are free to select any lender of their choice.”

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Luxury, Comfort, & Smart Financing in One Package

This exceptional home, priced at $875,000, offers a perfect blend of modern elegance, spacious living, and premium upgrades. Plus, it qualifies for a permanent rate buydown, making homeownership more affordable with lower monthly payments—ask for details!


Thoughtfully Designed & Move-In Ready


Step inside to find a bright, open-concept layout that seamlessly connects the living, dining, and kitchen areas. High ceilings, oversized windows, and premium finishes create a luxurious yet inviting atmosphere.


Gourmet Kitchen & Elegant Living Spaces

• Chef’s kitchen with quartz countertops, high-end appliances, and custom cabinetry

• Spacious island perfect for cooking and entertaining

• Formal dining area and breakfast nook for flexible dining options

• Cozy living room with a statement fireplace, ideal for relaxing evenings


Primary Suite & Spacious Bedrooms

• Lavish primary suite with a spa-like en suite bath, dual vanities, soaking tub, and walk-in shower

• Generously sized secondary bedrooms with ample closet space

• Additional guest suite or home office for flexible use


Outdoor Living & Entertainer’s Dream Backyard

• Expansive patio for outdoor dining and entertaining

• Lush landscaping & privacy fencing

• Plenty of room for a pool, firepit, or garden


Smart Features & Energy Efficiency

• Smart home technology, including security, lighting, and thermostat controls

• Energy-efficient windows, appliances, and HVAC for lower utility costs

• Two-car garage with EV charging capabilities


Prime Location & Convenience

• Close to top-rated schools, parks, shopping, and dining

• Easy access to major highways for a seamless commute

• Nestled in a quiet, sought-after neighborhood


Exclusive Financing Opportunity – Ask About the Permanent Rate Buy Down!


This stunning home is priced at $875,000 and qualifies for a permanent rate buy down, allowing you to secure a lower interest rate for the life of your loan.


Don’t Miss This Opportunity – Schedule Your Private Showing Today!

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Reviews

"Scott and his team did a great job of laying out potential funding scenarios that fit our budget. In the end, we now save $300 per month on our mortgage."

michael s

"Scott is the consummate mortgage professional. His creativity to close and duty as a fiduciary are second to none. I'm so grateful to have him in my corner now and in the future, especially with how competitive talk estate is in California! Thank you, Scott, and team!"

david z

"Scott and his team at SWMC were awesome! We closed in two months on my mortgage and they were equipped to navigate a complex project in a challenging market. 5 out of 5 stars. -A"

alexi b

"Scott was hands on with our clients, very knowledgable, attentive, and assisted in getting many of our offers accepted. I would send anyone and everyone to Scott."

austin n

"Great experience, all the way"

david l

"We had a great experience working with Scott and team. They helped us navigate through the required documents and were able to get us to the finish line on our refinance. Many thanks!"

tyler f

"Very creative and super responsive. "

gregory g

"Scott is easy do deal with and explains everything in detail. "

stephen n

"Scott was very helpful and informative through the entire process. His communication and insight were second to none!"

justin d