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Scott and his team did a great job of laying out potential funding scenarios that fit our budget. In the end, we now save $300 per month on our mortgage. Michael S. on Experience.com
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Rate Buydown Listing – Sample

Rate Buydown Listing - Sample

Newport Beach, CA 99999

$875,000

For Sale

4 Beds
3 Bath
Built 2020
2 Stories
2,800 sq ft
8,200 Lot sq ft
+ 6 Photos
Photo Gallery

Special Financing Incentive Available!

This home qualifies for a reduced interest rate or closing cost credit when financed through NEO Home Loans, the preferred lender. Participation is optional; buyers may use any lender of their choice. Contact listing agent or lender for details.”

• “This property is eligible for a special financing incentive through NEO Home Loans. Buyers who choose to finance their purchase with NEO Home Loans qualify for a reduced interest rate or closing cost credit.”

• “Use of NEO Home Loans is not required to purchase this home. Buyers are free to select any lender of their choice.”

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Luxury, Comfort, & Smart Financing in One Package

This exceptional home, priced at $875,000, offers a perfect blend of modern elegance, spacious living, and premium upgrades. Plus, it qualifies for a permanent rate buydown, making homeownership more affordable with lower monthly payments—ask for details!


Thoughtfully Designed & Move-In Ready


Step inside to find a bright, open-concept layout that seamlessly connects the living, dining, and kitchen areas. High ceilings, oversized windows, and premium finishes create a luxurious yet inviting atmosphere.


Gourmet Kitchen & Elegant Living Spaces

• Chef’s kitchen with quartz countertops, high-end appliances, and custom cabinetry

• Spacious island perfect for cooking and entertaining

• Formal dining area and breakfast nook for flexible dining options

• Cozy living room with a statement fireplace, ideal for relaxing evenings


Primary Suite & Spacious Bedrooms

• Lavish primary suite with a spa-like en suite bath, dual vanities, soaking tub, and walk-in shower

• Generously sized secondary bedrooms with ample closet space

• Additional guest suite or home office for flexible use


Outdoor Living & Entertainer’s Dream Backyard

• Expansive patio for outdoor dining and entertaining

• Lush landscaping & privacy fencing

• Plenty of room for a pool, firepit, or garden


Smart Features & Energy Efficiency

• Smart home technology, including security, lighting, and thermostat controls

• Energy-efficient windows, appliances, and HVAC for lower utility costs

• Two-car garage with EV charging capabilities


Prime Location & Convenience

• Close to top-rated schools, parks, shopping, and dining

• Easy access to major highways for a seamless commute

• Nestled in a quiet, sought-after neighborhood


Exclusive Financing Opportunity – Ask About the Permanent Rate Buy Down!


This stunning home is priced at $875,000 and qualifies for a permanent rate buy down, allowing you to secure a lower interest rate for the life of your loan.


Don’t Miss This Opportunity – Schedule Your Private Showing Today!

Let’s Talk Affordability: Smart Buyer Options with Scott Nicholson

Special Financing Incentive Video - Sample

NEO Approval Process - Approval to Offer

MBS Hwy Property Report - Sample

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Video Tour - Sample