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Helping Buyers Gain A Competitive Edge When Submitting Offers

Scott Nicholson

Published 5 months ago

Hello,

I wanted to share how we help our buyers become more competitive when writing and submitting offers today. Our goal is to achieve three things when we submit our client's bids. Keep in mind that this is not an official purchase contract, but it's a pre-approval letter and a custom Mortgage Coach TCA video that breaks down the numbers.

The three goals we want to achieve by submitting this way are;


1. Create uniqueness and separation from the other submitted offers.


2. Create a custom video for the listing agent and seller, which allows me, the LO, to clarify and trust what we have accomplished with a full underwrite and a few items we need to fund this loan.


3. I also what to showcase our problem/solving skillset " IF " financial issues arise during the escrow process, like value coming in low.



Here is an example of how we submit our offers - https://nicholsonloans.com/presentation/28603/

Recent Reviews

"Scott and his team did a great job of laying out potential funding scenarios that fit our budget. In the end, we now save $300 per month on our mortgage."
– Michael S.

5.0

Review Verified
"Scott is the consummate mortgage professional. His creativity to close and duty as a fiduciary are second to none. I'm so grateful to have him in my corner now and in the future, especially with how competitive talk estate is in California! Thank you, Scott, and team!"
– David Z.

5.0

Review Verified
"Scott and his team at SWMC were awesome! We closed in two months on my mortgage and they were equipped to navigate a complex project in a challenging market. 5 out of 5 stars. -A"
– Alexi B.

5.0

Review Verified
"Scott was hands on with our clients, very knowledgable, attentive, and assisted in getting many of our offers accepted. I would send anyone and everyone to Scott."
– Austin N.

5.0

Review Verified
"Great experience, all the way"
– David L.

5.0

Review Verified
"We had a great experience working with Scott and team. They helped us navigate through the required documents and were able to get us to the finish line on our refinance. Many thanks!"
– Tyler F.

5.0

Review Verified
"Very creative and super responsive."
– Gregory G.

5.0

Review Verified
"Scott is easy do deal with and explains everything in detail."
– Stephen N.

5.0

Review Verified
"Scott was very helpful and informative through the entire process. His communication and insight were second to none!"
– Justin D.

5.0

Review Verified
"Our transaction with Scott went very smoothly! He was always available to answer any questions we had and he called us anytime he sent something to be sure we understood everything. As first time homebuyers, the process can be intimidating but with Scott's help, we felt comfortable and confident that we had a great understanding of the process from beginning to end. Thanks, Scott!!"
– Madison D.

5.0

Review Verified
"Scott did a great job walking us through the process and working with our timeline."
– Christina S.

5.0

Review Verified
"Scott pushed through our loan as we were in a time crunch. He really pulled through for us. Thanks Scott!"
– Brian S.

5.0

Review Verified
"Scott was knowledgeable and gave us important scenarios to choose from. Needless to say, he had our best financial interests at heart. AMAZING experience."
– Matthew L.

5.0

Review Verified
"Scott is extremely knowledgeable of his loan products and goes the extra mile to explain the numbers and processes behind his financing."
– Christian P.

5.0

Review Verified
"Scott went above and beyond to help my client secure a mortgage. There was no shortage of challenges along the way but Scott was informative and knowledgeable the whole way and got it done for us!"
– Eric M.

4.8

Review Verified
"Scott was helpful and full of advice! When starting the loan process, he took the time to listen to our needs and find the loan that would get us as close to our end goal as possible. After hearing from other companies that what we wanted wasn't possible. His flexibility is also appriciated as we changed our numbers several times!"
– Kristin S.

4.5

Review Verified
"Scott is absolutely AMAZING! He is PROFESSIONAL, he has stellar COMMUNICATION, and he CARES about your transaction. He went above and beyond for us. I would recommend Scott 100 percent. Thank you!!"
– Rebecca D.

5.0

Review Verified
"Scott is great because he is always looking for the best rate for us in a timely manner."
– Jojo A.

5.0

"Scott was a pleasure to work with. He is knowledgeable and supportive. Scott was always available so answer questions and made the experience very easy. Thanks Scott!"
– James F.

5.0

Review Verified
"I have worked with Scott for over 5 years. 1 remodel and 2 refi’s. All three experiences were smooth and easy transactions. Scott always kept me up to date with the status on our loan and was able to explain things to me in a way I could understand."
– Rino O.

5.0

"We couldn’t have completed our remodel successfully without Scott’s support and guidance."
– Trent W.

4.8

"It was great working with Scott. Really helpful. Highly recommend to anyone."
– Gurvir S.

5.0

"Great overall experience, highly recommend working with Scott."
– Mike M.

5.0

"Scott is always there if you need help or a understanding with anything. We appreciate him very much."
– Cory A.

5.0

National Rate Averages

Conf. 30Y Fixed

6.725%
0.214

FHA 30Y Fixed

6.42%
0.194

Jumbo 30Y Fixed

6.35%
0.146

Rate averages are calculated from actual locked rates. Learn more.

Additional Resources

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How To Counter Low Ball Offers

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Fed Hikes Rates Again, But Mortgage Rates Went Down!

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The Fed’s Hiked Rates Again!! – What They Did And How It Will Impact You

Published 4 months ago

How To Regain Your Home Buying Power in 2022

Published 4 months ago

Helping Buyers Gain A Competitive Edge When Submitting Offers

Published 5 months ago

Cherry Creek Mortgage, LLC

Company NMLS# 3001

485 E. 17th Street Suite 200 & 202
Costa Mesa, CA 92627
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Cherry Creek Mortgage, LLC NMLS #3001. All Rights Reserved. Some loan products may not be available in all states. Terms, rates, and fees are subject to change. Please speak with one of our loan originators for more detail.

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