"Scott and his team did a great job of laying out potential funding scenarios that fit our budget. In the end, we now save $300 per month on our mortgage."
5.0
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One figure stands out in the vast sea of the mortgage industry: Scott Nicholson. He's not just a Mortgage Originator at Cherry Creek Mortgage, a division of Guild Mortgage; he's a linchpin. His roots trace back to San Diego, California. Through his academic pursuits at Cerritos High School and California State University, Long Beach, he's come to embody the spirit of a true change-maker.
Each step of his career, from his time at PrimeLending, A PlainsCapital Company, to First Cal, was not a mere job but a platform for making a difference, for instigating change. Scott doesn't simply operate in the mortgage industry; he shapes, molds, and challenges it to improve.
Scott's approach to mortgage origination is anything but ordinary. He sees an opportunity in every question, a chance to enlighten and guide. His clients don't just get answers; they gain knowledge, empowerment, and control over their financial destinies. And at the heart of it is his steadfast integrity, which renders him trustworthy and truly remarkable.
And then there's his work with non-traditional loans, such as Seller Buydown. Where others saw complexity, Scott saw possibility. He championed these strategies for their financial potential and their ability to shift paradigms, break down barriers to home ownership, and drive positive change throughout the industry.
But Scott's mission doesn't stop at his clients or his innovative mortgage strategies. He extends his influence by coaching and mentoring loan officers nationwide, inspiring them to elevate their service and act as true fiduciaries for their clients. His efforts have sparked a wave of change, transforming how business is done and why it's done.
Scott Nicholson isn't just a participant in the mortgage industry; he's a provocateur, a teacher, and an innovator. He's the kind of professional Seth Godin would call a linchpin: indispensable, unique, and making a difference. He's a testament to what happens when someone stops following the manual and starts leading with passion, integrity, and a sincere desire to make a difference.
Reviews
"Scott is the consummate mortgage professional. His creativity to close and duty as a fiduciary are second to none. I'm so grateful to have him in my corner now and in the future, especially with how competitive talk estate is in California! Thank you, Scott, and team!"
5.0
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"Scott and his team at SWMC were awesome! We closed in two months on my mortgage and they were equipped to navigate a complex project in a challenging market. 5 out of 5 stars. -A"
5.0
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"Scott was hands on with our clients, very knowledgable, attentive, and assisted in getting many of our offers accepted. I would send anyone and everyone to Scott."
5.0
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"Great experience, all the way"
5.0
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"We had a great experience working with Scott and team. They helped us navigate through the required documents and were able to get us to the finish line on our refinance. Many thanks!"
5.0
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"Very creative and super responsive."
5.0
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"Scott is easy do deal with and explains everything in detail."
5.0
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"Scott was very helpful and informative through the entire process. His communication and insight were second to none!"
5.0
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"Our transaction with Scott went very smoothly! He was always available to answer any questions we had and he called us anytime he sent something to be sure we understood everything. As first time homebuyers, the process can be intimidating but with Scott's help, we felt comfortable and confident that we had a great understanding of the process from beginning to end. Thanks, Scott!!"
5.0
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"Scott did a great job walking us through the process and working with our timeline."
5.0
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"Scott pushed through our loan as we were in a time crunch. He really pulled through for us. Thanks Scott!"
5.0
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"Scott was knowledgeable and gave us important scenarios to choose from. Needless to say, he had our best financial interests at heart. AMAZING experience."
5.0
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"Scott is extremely knowledgeable of his loan products and goes the extra mile to explain the numbers and processes behind his financing."
5.0
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"Scott went above and beyond to help my client secure a mortgage. There was no shortage of challenges along the way but Scott was informative and knowledgeable the whole way and got it done for us!"
4.8
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"Scott was helpful and full of advice! When starting the loan process, he took the time to listen to our needs and find the loan that would get us as close to our end goal as possible. After hearing from other companies that what we wanted wasn't possible. His flexibility is also appriciated as we changed our numbers several times!"
4.5
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"Scott is absolutely AMAZING! He is PROFESSIONAL, he has stellar COMMUNICATION, and he CARES about your transaction. He went above and beyond for us. I would recommend Scott 100 percent. Thank you!!"
5.0
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"Scott is great because he is always looking for the best rate for us in a timely manner."
5.0
"Scott was a pleasure to work with. He is knowledgeable and supportive. Scott was always available so answer questions and made the experience very easy. Thanks Scott!"
5.0
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"I have worked with Scott for over 5 years. 1 remodel and 2 refi’s. All three experiences were smooth and easy transactions. Scott always kept me up to date with the status on our loan and was able to explain things to me in a way I could understand."
5.0
"We couldn’t have completed our remodel successfully without Scott’s support and guidance."
4.8
"It was great working with Scott. Really helpful. Highly recommend to anyone."
5.0
"Great overall experience, highly recommend working with Scott."
5.0
"Scott is always there if you need help or a understanding with anything. We appreciate him very much."
5.0